Why go through a broker

A negotiation that benefits you, not the bank

A rate, a loan-to-value ratio, a term: every parameter of a mortgage credit is negotiable. By approaching several banks in parallel, SINA Assurances builds an objective comparison file, without you having to canvass each institution yourself.

The credit and the outstanding balance insurance that goes with it are also studied together, to avoid unpleasant surprises.

In short

What this changes for you

Real comparison
Several banks approached, a single file to put together.

Time saved
A single point of contact from the first call to the signature.

Full picture
Credit and insurance considered together rather than separately.

Situations we handle

A few examples

Every credit file is different — here are the most common situations we handle.

Buying a primary residence

Financing your home, with a loan-to-value ratio and term suited to your actual repayment capacity.

Rental investment

Structuring the financing while taking into account expected rental income and your investor profile.

Construction & renovation

Credit adapted to progressive drawdowns per construction phase, with or without land already acquired.

Refinancing & debt consolidation

Reviewing your current credit to check whether better conditions exist elsewhere on the market.

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And much more

These are just a few examples. Describe your project, and we'll quickly let you know what's possible.

Have a property project in mind?

Let's talk about it before you even sign a purchase agreement — a simulation costs nothing and gives you a clear view of your budget.

Request a simulation